If you need to report money fraud in the UK, here are the steps you should follow:
✅ What you should do first
- Contact your bank immediately if you’ve transferred money or your account has been accessed.
- Make sure you gather as much information as possible: who you were dealing with, how you paid (bank transfer, card payment, etc.), what details you gave out, etc. Citizens Advice+1
- If you are in immediate danger (e.g., someone is threatening you physically, or you’re being coerced/followed), call 999. nidirect+1
📍 Where to report the fraud
For England, Wales and Northern Ireland:
- Use the national reporting centre: Action Fraud. You can report online or by telephone on 0300 123 2040. police.uk+2Action Fraud+2
- If you prefer online, you can use their form and you’ll receive a crime reference number. Action Fraud+1
For Scotland:
- Fraud should be reported to Police Scotland (you can use 101 for non-emergency) rather than Action Fraud for certain types of fraud. FCA+1
For internet phishing/emails:
- Forward suspicious emails to report@phishing.gov.uk
