When you travel, the currency you should use depends on the country you’re visiting. You’ll generally need to pay with the local currency of that country. Here’s a simple guide:
💱 Use the local currency
Every country has its own accepted currency (e.g., US dollars in the USA, Euros in France, Yen in Japan). Even if you see foreign prices advertised, the local currency is usually required for payment, especially for:
- Food & restaurants
- Local markets
- Transport/taxi
- Tourist sites
💳 Can I use international cards?
Yes—most countries accept Visa, Mastercard, and sometimes Amex, especially in big cities, hotels, or big shops. But you still may need cash for:
- Public transport
- Street food or markets
- Small shops
💵 Should I carry dollars or euros?
These are useful backup currencies, especially in:
- Africa
- South America
- Some parts of Asia
But even if they are accepted, the exchange rates may be bad.
💡 Tips
✔ Withdraw from ATMs in the local currency (often cheaper than currency exchange counters).
✔ Check your bank’s international fees.
✔ Avoid “Dynamic Currency Conversion” (DCC) on card machines; always choose to pay in local currency, not your home currency—it’s cheaper.